The Deepavali offers on mobiles have sent many people rushing to browse through e-commerce portals for their favorite phones and discount offers announced on them.
Buying a branded phone otherwise means allowing a chunk of our earnings to disappear from our savings or current account. Many people wait for the Deepavali offers so that they may shop for their choice of products at lower prices.
Tips to Save Money during Festivals
With so many festivals offers to prompt us to go hopping for shopping, we cannot overlook the Deepavali offers on glossy magazine covers, nor can we ignore the random online pop-ups regarding Deepavali offers on mobiles and other electronic products.
Add to that the loud advertisements by reputed online portals including Amazon India, Flipkart, Snapdeal, Shop Clues, etc., announcing the ultimate festival sales offers including discounts, cashback offers, added discounts on use of coupon codes, and use of promo codes to avail bundled offers and gifts.
Shops have already started announcing the upcoming festival sales with banners and marketing collaterals like brochures, flyers, and pamphlets.
However, Diwali shopping may not prove to be an expensive affair with items being paid for using debit or credit cards. Unlike the bank cards that pay for products with the money from your savings or current account, customers of Bajaj Finserv pay for their shopping at their convenience.
This Diwali, gift yourself the Bajaj Finserv EMI Network Card to ease payment for your expenses over and above the Deepavali offers on mobiles and other electronic items.
The Bajaj Finserv EMI Network Cards convert the expenses into equated monthly installments, that can be repaid over time. The card comes with a pre-approved loan of up to Rs. 4 lakh that can be used to pay for your choice of home appliances, electronic products, and lifestyle items.
The billing amount can be then paid off in easy equated monthly installments (EMIs) over a period between 3 and 24 months. Furthermore, the ‘No Cost EMI’ feature of this card means that the cardholders are not charged any interest or processing fees, unlike the credit card holders who often complain of high-interest charges. The pre-payment of the loan does not beget foreclosure charges either!
Buy Now and Pay Later
It is not wise to spend all your earnings in one go. Dividing expenses into easy and simple installments helps pay off the liability without hurting your pockets. Experts call for the need to opt for money-wise shopping this Diwali, as the pandemic has left many people bereft of employment or appraisals.
Businesses reeling under losses are now looking up and are doling out exciting sales offers to ensure a win-win situation for both the buyers and the sellers.
Spend Wisely for a Happy Diwali
Festivals bring with them happiness and a bit of expense. However, irrespective of our desire to buy some new and fancy items for ourselves, it does not make sense to burden ourselves with unwarranted financial liability.
Festivals are also synonymous with goodwill and wealth. So, shower your loved ones with gifts, but make sure not to overdo it. After all, you do not spread goodwill at the cost of your entire hard-earned savings.
You may be unsure of the right gift to choose, but you must be sure of how you would want to pay for the gifts you buy. Shop smart this Diwali, and bring home the latest smartphone from a top brand, and pay for it in EMIs using the Bajaj Finserv EMI Network Card.